Loan Rates


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Loan Annual Percentage Rates effective
February 1, 2019*

New Auto Rates
Term (months) APR*
84 ($20,000 min) 5.50%
72 ($20,000 min) 4.50%
60 3.50%
Used Auto Rates
Vehicle Age Term (months) APR*
Under 10 Years Old 60 4.00%
Over 10 Years Old 48 8.75%
Other Loan Rates
Loan Term (months) APR*
New Motorcycle, RV, & Snowmobile 84 ($40,000 min) 4.70%
72 ($15,000 min) 4.70%
60 4.70%
Used Motorcycle, RV, & Snowmobile 60 5.75%
New & Used Miscellaneous Secured 60 5.75%
Personal Loans ($7500 max) 60 9.75%
Mini Loans ($500-2000)
(New Money Only)
3-12 9.00%
Share Secured Dividend rate + 3.00%
Home Equity Loans
Home Equity Loan (Fixed)
80% Equity
No Closing Costs
60 4.00%
84 5.00%
120 6.00%
180 7.00%
Home Equity Line of Credit
80% Equity Max.
No Closing Costs
180 (max) Prime + 0%

* APR = Annual Percentage Rate
Add .25% on all rates without direct deposit & automatic payment.
Home Equity Minimum Loan Amount is $20,000.
All rates subject to change.
Actual rate based upon your credit score. 

Contact a Loan Representative for complete details.