Home Equity Loans

NH Postal Credit Union offers two types of Equity Loans available depending on your needs.

Fixed Rate

  • Term loan one time disbursement, payments of principal and interest.

  • Terms vary from 60 months to 180 months.

Line of Credit

  • (HELOC) Variable rate*.  Borrow as you need it, payments of interest only for the first 5 years, then 10 year repayment period of principal and interest payments.

  • Introductory rate of interest is 3.50% for the 1st 6 months, after 6 months the rate adjusts to WSJ Prime + 0%

Borrow up to 80% of your homes appraised value less any outstanding liens with no points or closing cost.