NH Postal Credit Union has partnered with Granite Edvance, a nonprofit located in Concord, New Hampshire, with the goal of helping students “find their direction, and fund their future.” In partnering with Granite Edvance, NH Postal Credit Union is able to connect customers to a trusted college planning and funding organization that offers a variety of responsible student lending and refinancing products designed to meet your unique needs.

Whether you are an undergraduate or graduate student, a parent, or a college graduate, Granite Edvance has loan programs designed for you.

Granite Edvance loan products feature benefits including:

-        No origination fees or prepayment penalties

-        Interest rate discount for automatic payment

-        Cosigner release

-        Quick and easy online application process – including finding your rate in under 3 minutes!

Learn More & Apply www.graniteedvance.org/nhpcu

When you borrow with Granite Edvance, you can feel good knowing that proceeds are reinvested into funding scholarships, grants, and free college planning services increasing access to college for students just like you.

Don’t fear the FAFSA! (Or the CSS) 

The FAFSA officially opened on October 1, along with the companion financial aid form used by many colleges, the CSS profile. If these forms strike fear in your heart, our partner, Granite Edvance, has you covered.  They offer assistance with FAFSA completion and can also answer your questions and help you troubleshoot the CSS. The FAFSA explained simply here. 

 

Is refinancing your student loans right for you?  

If you graduated in May, you’ll soon need to start repaying your federal loans as well as private student loans (if you haven’t already). You may want to consider refinancing if you’re struggling to afford the payments or if you want to look for a better interest rate. Our partners, Granite Edvance, offer a Refinance Loan that currently offers a fixed rate of 4.149%-8.541% APR* with an optional .25% automatic debit discount. 

Learn more about refinancing or apply here now!

 

*APRs depend in part on creditworthiness. Lowest APR is only available to our most creditworthy borrowers and assumes an application with a cosigner, a 5-year repayment term, and 0.25 percentage point interest rate reduction for optional automatic debit. Highest APR assumes a 20-year repayment term and 0.25 percentage point interest rate reduction for optional automatic debit. 

Refinance loans are subject to credit approval. Granite Edvance loans may be funded by Granite Edvance Corporation NMLS ID# 1527348, www.nmlsconsumeraccess.org or Bank of Lake Mills, Member FDIC.