The Financial Home to NH Postal Employees and ALL Their Family Members.

NHPCU Rate Match Program *

The NHPCU offers a Loan Rate Match Program on all secured and unsecured loans excluding equities and share loans.

1.     The NHPCU will offer to match verifiable loan rates offered to NHPCU members by any New England bank, credit union, or indirect financing participations funded or repurchased by credit unions and banks in New England. New England is defined by the following 6 states: NH, VT, ME, MA, CT and RI.

2.     NHPCU will match "like" terms and rates. For example, NHPCU would match a 6% APR fixed rate for 24 months from a lender with a 6% APR fixed rate for 24 months.

3.     Members must provide verification of the rate they have been offered from another New England financial institution or indirect loan through lenders in New England. In the event the member is unable to obtain a written rate sheet offer, NHPCU must be able to verify the competitor's rate for which members qualify.

4.     NHPCU will not match any dealer subsidized rate programs, sub vented rate programs, or lease program financing through auto manufacturing captive financing.

5.     This offer is also not applicable to any "special rate" program of manufacturers' finance companies or any other rate offer that bundles the sale of a vehicle and financing together.

6.     Member must meet standard credit guidelines and use or open two or more of the following services:  NHPCU checking account, NHPCU debit card, Automatic loan payment at NHPCU, or Direct Deposit to NHPCU.

7.     Existing NHPCU loans are not eligible. Loans financed with another New England lender or through an indirect lending dealership plan during the last thirty days will be eligible for the Rate Match Program.

8.     NHPCU Rate Match Program can not be combined with any other promotional offer at NHPCU.

9.     NHPCU reserves the right to discontinue or modify this offer at any time without notice.

10. In order to match a loan rate offered to a member by another New England Financial Institution, a verification of the rate will be attached to the loan documents.

Note: Excludes Home Equity, HELOC & Share Secured Loans