...the financial home to NH postal employees and ALL their family members
Hours: Mon-Fri 8:30-4:30 :: 955 Goffs Falls Road, Manchester, NH 03103 :: 603-625-9032 or toll free at 888-244-9946
Rates
Savings and Checking Account Rates
Month
Savings
Checking
March 2010
0.15% APY
0.15% APY
Guaranteed Investment Savings Rates
Quarter
Account Balance*
APY
Q1 2010
$2,500-9,999
0.30%
$10,000-24,999
0.50%
$25,000-49,999
0.70%
$50,000+
1.16%
*Balances less than $2,500 will earn regular savings rate.
Learn more about GIS here »
Click here to apply for your loan online 24 hours / 7 days a week.
Loan Annual Percentage Rates effective March 1, 2010
Loan
Term (months)
Rate*
Auto New
72-61
**
6.25% APR
60-12
4.95% APR
Auto Used 2009-2007
60-12
6.50% APR
Auto Used 2006-2005
48-12
7.25% APR
Auto Used 2004-1999
48-12
9.25% APR
Auto Used Older Than 10 Years
48-12
14.25% APR
New Recreational Vehicle
72-61
8.25% APR
Used Recreational Vehicle
60-12
9.25% APR
New Motorcycle
60-49
8.25% APR
Used Motorcycle
48-12
9.25% APR
Miscellaneous Secured - New
60-37
9.25% APR
Miscellaneous Secured - Used
36-12
10.25% APR
Personal Loans ($7000 max)
60-25
14.25% APR
24-12
13.25% APR
Share Secured
3.00% + regular dividend rate /with a floor of 4.25%
120
4.25% APR
Home Equity Loans
***
Home Equity Loan (Fixed)
80% Equity
120
6.25% APR
180
6.50% APR
Home Equity Loan (Fixed)
70% Equity
120
6.00% APR
180
6.25% APR
Home Equity Loan (Fixed)
60% Equity
120
5.25% APR
180
5.50% APR
Home Equity Loan (1yr Adjustable)
80% Equity Max.
180 (Max.)
Prime + 1%
Home Equity Line of Credit
80% Equity Max.
180
Prime + 0%
Student Loans
Stafford Loans
Max Loan
First Year Student
$ 3,500
Second Year Student
$ 4,500
Third-Fifth Year Student
$ 5,500
Total Max Undergraduate
$23,000
Plus Loans
Loans to Parents up to 120 months - Minimum $50.00 per month (max. loan amount determined by formula)
* All rates subject to change. Actual rate based upon credit score.
** Minimum Loan Amount $20,000
*** Home Equity Minimum Loan Amount $20,000
All rates subject to change without notice.
Contact
a Loan Representative
for complete details.
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New Hampshire Postal Credit Union
955 Goffs Falls Road, Manchester, NH 03103
603-625-9032 or toll free at 888-244-9946
Hours: Monday-Friday 8:30am-4:30pm
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